Today is the time that you decide to buy a home, but again you need an experts to help you find the loan that’s right for you? Be smart and choose the best service provider that offers a wide range of home loans so that you will get the best mortgage rates.
At LoanDirect.com.ph we have a huge selection of loans built to suit specific needs for our customers. Take advantage of the low interest rate and low monthly home loan payments today with the Fastest Loans for Pinoys!
Home Purchase Loans with the Best Mortgage Rates at LoanDirect.com.ph!
Document Requirements:
- Filipinos, Filipinos married to foreigners, Foreigners (if collateral is a condominium), or former Filipinos with or without Dual Citizenship, of legal age (not exceeding 65 yrs old upon loan maturity)
- Individuals with minimum gross family income of P50,000.00/monthly.
- For sole proprietorships or family corporations, the business must be profitably operating for the last two (2) years.
Pre-Approval Requirements:
If locally employed
- Latest Income Tax return (ITR)
- Certificate of Employment with Compensation OR latest full month payslip
If employed abroad
- For seamen: latest crew contract and employment history
- For nurses, contract workers and immigrants: employment contract or Certification of employment & salary (to be authenticated by the Phil. Consulate upon loan approval)
- Proof of monthly remittances OR payslips for the past three (3) months
If self-employed
- Income Tax Return (ITR) for the last 2 years
- Financial statements for the last 2 years (Audited and In-house, if applicable) Certificate of Business Registration with DTI or SEC Business Registration &
By-Laws, whichever is applicable - Top three (3) major suppliers and customers with contact persons and numbers
- Photocopy of the Statement of bank accounts for the last six (6) months OR photocopy of passbook for the past six (6) months
- For Rental Income: Copy of TCT/CCT and lease contract from rented/leased properties
